ING Direct Offering 10% APY Promotion… In Spain
According to BlogAhorro, ING Direct is offering existing customers 10% APY for one month. Here is a rough translation: ING Direct has sent a letter to its customers offering a 10% APY for its Orange...
View ArticleGuest Post: Quality Clothes for Less than a Buck
Sharon Harvey Rosenberg is a columnist for the Miami Herald. She writes about about saving money and the art of being frugal in her column as well as on her blog, The Frugal Duchess. In this guest...
View ArticleGuest Post: Cutting Down the Cost of Razor Blades
This is a guest post from Matthew Paulson. Matthew writes about money on his blog, Getting Green. While I save money on shaving by using water rather than shaving cream or gel, Matthew has another...
View ArticleGuest Post: Ditch the Car and Save a Bundle
Ryan Waggoner is an Associate Product Manager with CNET Networks, working primarily on GameSpot. He writes about entrepreneurship, real estate investment, and technology at ryanwaggoner.com. In this...
View ArticleReader Question: What to Do After an Emergency?
Here is a question from a reader: I’d be interested on a post about what to do after you’ve dipped into your emergency fund considerably. How quick should you replenish it? What are the best ways to...
View ArticleGrabbing the Last of the 5.65 APY CDs
Now that the Federal Reserve Board lowered the interest rate, it looks like we’re seeing the last of the 5.3% APY savings accounts, which appear to be a dying breed. I personally expect even these to...
View Article10 Easy Ways to Save Money Without Much Effort
The holiday season is approaching, so I know I’ll be spending more money. I have even begun planning a vacation, and I want to make sure I can afford it. Additionally, I am projecting that my side...
View ArticleCashed In Series EE Bonds
In the interest of further consolidating my finances, this past week I cashed in a small collection of 1988 series EE bonds which I’d kept hidden away ever since. All had reached and surpassed their...
View ArticlePut Your Savings in Hyperdrive, Part 1: Open a High-Yield Account
Hyperdrive, also known as warp speed or a number of other terms in science fiction, refers to traveling faster than light. While theoretically impossible for objects due to the special theory of...
View ArticlePut Your Savings in Hyperdrive, Part 2: Keep Your Change
Whether you’re trying to establish an emergency fund or putting money away to take your dream vacation, you can reach your goal faster by putting your savings in hyperdrive. Unfortunately, scientists...
View ArticlePut Your Savings in Hyperdrive, Part 3: Automate Your Savings
If you’ve ever run from one point to another, you’re probably aware that there is a limit to your speed. With “analog” equipment like the bones, muscles, joints and tendons in your legs and feet, there...
View ArticlePut Your Savings in Hyperdrive, Part 4: The Expensive Coffee-Related Drink...
I’m on a quest to determine a number of financial moves that will accelerate savings beyond the typical snail’s pace. I’ve written so far about opening a high-yield account, keeping your change...
View ArticlePut Your Savings in Hyperdrive, Part 5: Hide Your Savings From Yourself
Over the past week, I’ve been sharing some ideas for taking your savings to the next level. Try to take advantage of high-yield savings accounts while you sill can. With the economy in bad condition,...
View ArticlePut Your Savings in Hyperdrive, Part 6: Make Your Raise Invisible
This is the last installment of the series in which I offer a few suggestions for picking up the pace of your savings. For those not familiar with the concept of “hyperdrive,” the word refers to...
View ArticlePut Your Savings in Hyperdrive: 6 Ways to Accelerate Your Interest
Over the last week or so, I’ve written a little about small changes you can make to your savings habits to speed up your interest earnings. This is a task that is getting more difficult with the...
View ArticleThe New Emergency Fund: Five Components of an Emergency Plan
In an world of overly simplified platitudes and one-size-fits-all “advice,” there is little repeated more in personal finance than the importance of the emergency fund. Typical popular financial advice...
View ArticleHow to Save a Million Dollars at Any Age: 25 Years Old
Kiplinger’s Personal Finance Magazine’s February issue has suggestions for saving a million dollars, whether you’re 25, 35, 45 or 55 years old. The authors assume that you’ve already been saving money...
View ArticleHow to Save a Million Dollars at Any Age: 35 Years Old
Kiplinger’s Personal Finance Magazine has some suggestions for saving a million dollars regardless of your age. The only catch is that it’s going to take several decades to get to that point. The...
View ArticleSearching for a CD as the Rates Plummet
Ah, hindsight. Although I’m glad I got a 5.65% CD when I did, of course I wish I’d invested more and for a longer term than 6 months. But it’s not too late to still lock in a CD at an okay rate. Or so...
View ArticleHow to Save a Million Dollars at Any Age: 45 Years Old
If you’re 45 years old right now and working, perhaps you’re starting to consider when and how you’d like to retire. Kiplinger’s Personal Finance magazine has some suggestions if retiring with $1...
View Article
More Pages to Explore .....